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Cash waqf is one of the instruments of Islamic Economics that is being assessed his progress. This research aims to know the role of BadanWakaf Indonesia (BWI) as government of waqf institution and Tabung Wakaf Indonesia (TWI) as private waqf institution, in empowerment of (cash waqf) education, and by results of research to draw up a model empowerment of cash waqf in the field of education.The research method used was qualitative methods.Qualitative descriptive analysis is used to explain how the empowerment model cash waqf are integrated in the BWI and the TWI for the education quality empowerment. The results showed that the integration of BWI and TWI is carried out by the Division of tasks and functions, namely BWI focus more on socializing on the cash waqafand nadzirtraining, while the TWI more on empowering education for maukuf 'alaih peace both in the quantity as well as quality.

ABSTRAKPenelitian ini bertujuan untuk mengetahui dampak eksternalitas dari industri PT. Eratex Djaja terhadap kondisi sosial ekonomi masyarakat dalam perspektif Ekonomi Islam. Metode yang digunakan adalah kualitatif dengan strategi penelitian lapangan secara deskriptif analisis. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi. Kemudian, validasi data dengan triangulasi sumber data. Penelitian ini menemukan bahwa pabrik tekstil ini berdampak eksternalitas positif terhadap perekonomian masyarakat yaitu dengan terserapnya tenaga kerja dan terbukanya peluang usaha sehingga dapat meningkatkan pendapatan masyarakat dan akan berimbas pula pada peningkatan dalam bidang pendidikan, bidang kesehatan, dan agama. Dampak negatif PT. Eratex Djaja terhadap masyarakat yaitu menimbulkan kemacetan akibat arus pergantian shift karyawan yang jumlahnya ribuan. Selain itu terdapat dampak negatif turunan seperti terjadinya penumpukan sampah akibat adanya pasar di belakang pabrik.Kata kunci: Eksternalitas, PT. Eratex Djaja Probolinggo, Ekonomi Islam. ABSTRACTThis study aims to determine the impact of externalities from the industry PT. Eratex Djaja on the socio-economic conditions of society in the perspective of Islamic Economics. The method used is qualitative with a descriptive analytical field research strategy. Data were collected through observation, interviews, and documentation. Then, validate by triangulating data sources. This study found that this textile factory had a positive externality impact on the community's economy, namely by absorbing labor and opening up business opportunities so that it could increase people's income and would also have an impact on improvements in the fields of education, health and religion. The negative impact of PT. Eratex Djaja towards the community, namely causing traffic jams due to the flow of employee shift changes that number in the thousands. In addition, there are inherited negative impacts such as accumulation of waste due to the presence of a market behind the factory.Keywords: Externality, PT. Eratex Djaja Probolinggo, Islamic Economic. DAFTAR PUSTAKAAbdulsyani. (1994). Sosiologi dan perubahan masyarakat. Jakarta: Pustaka Jaya.Kementerian Agama Republik Indonesia. (2011). Al-Quran dan terjemahannya. Jakarta: Kementerian Agama Republik Indonesia.Amanda, R., & Fikriah. (2018). Eksternalitas PT. Lafarge Cement Indonesia, Lhoknga Aceh Besar. Jurnal Ilmiah Mahasiswa Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Unsyiah, 3(4), 641-650.Ambriani, B., & Nasir, M. (2018). Eksternalitas infrastruktur hijau (Studi kasus: Taman Sari di Kota Banda Aceh). Jurnal Ilmiah Mahasiswa Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Unsyiah, 3(4), 759-766.Badan Pusat Statistika (BPS). (2002). 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Jakarta: Pustaka Al-Kautsar.Kamaluddin, I. (2013). Perindustrian dalam Pandangan Islam. Ijtihad: Jurnal Hukum dan Ekonomi Islam, 7(2), 239-251.Kountur, R. (2015). Metode penelitian. Jakarta: Bumi AksaraMangkoesoebroto, G. (1999). Ekonomi Publik, edisi 3. BPFE-Yogyakarta.Mankiw, Gregory. (2003). Pengantar ekonomi makro (Principles of economics). Jakarta: Salemba Empat.Miles, M. B., Huberman, A. M. (1992). Analisis data kualitatif. Jakarta: Universitas Indonesia Pers.Moleong, L. J. (2014). Metodologi penelitian kualitatif. Bandung: PT. Remaja Rosdakarya.Mukhlis, I. (2009). Eksternalitas, pertumbuhan ekonomi dan pembangunan berkelanjutan dalam perspektif teoritis. Jurnal Ekonomi Bisnis, 14(3), 191-199.Mulyaningrum. (2005). Eksternalitas ekonomi dalam pembangunan wisata alam berkelanjutan. Jurnal penelitian UNIB, 9(1), 9-20.Nawawi, H. (1990). Metode penelitian bidang sosial. Yogyakarta: Gadjah Mada University Press.Philipus, N., & Aini, N. (2011). Sosiologi dan politik. Jakarta: Raja Grafindo PersadaPresiden Republik Indonesia. (1984). Undang-undang No. 5 Tahun 1984 Tentang PerindustrianPT. Eratex Djaja, Tbk. (2019). Annual reports PT. Eratex Djaja, Tbk. Diakses dari www.eratex.comRachmawati, Devi. (2010). Dampak pembuangan limbah pabrik tekstil PT. Eratex Djaja, Tbk. terhadap kualitas air sungai umbul di Kecamatan Kanigaran Probolinggo. Skripsi tidak dipublikasikan. Malang: Universitas Negeri Malang.Rahmadhani, et al. (2016). Dampak eksternalitas positif PT. Petrokimia Gresik terhadap masyarakat dalam perspektif maqashid. Jurnal Ekonomi Syariah Teori dan Terapan, 3(10), 782-799.Satori, Djam'an & Aan Komariah. (2009). Metodologi penelitian kualitatif. Bandung: CV. Alfabeta.Selvia, Rhenica. (2016). Analisis eksternalitas PT. Philips Seafood Indonesia Lampung Plant terhadap perekonomian masyarakat Kelurahan Campang Jaya Kecamatan Sukabumi Bandar Lampung. Skripsi tidak dipublikasikan. Lampung: Universitas Lampung.Soekanto, Soerjono. (1990). Sosiologi suatu pengantar, edisi keempat. Jakarta: PT. Raja Grafindo Persada.Sugiyono. (2005). Metode penelitian kualitatif. Bandung: CV. Alfabeta. ______. (2012). Metode penelitian kuantitatif kualitatif dan R&D. Bandung: CV. Alfabeta. . (2015). Studi kasus design dan metode. Jakarta: Raja Grafindo Persada. . (2016). Memahami penelitian kualitatif. Bandung: CV. Alfabeta.Sumarsono, S. (2007). Ekonomi mikro teori dan soal latihan. Yogyakarta: Graha Ilmu.Sutikno., & Maryunani. (2006). Ekonomi sumber daya alam. Malang: Badan Penerbit Fakultas Ekonomi Universitas Brawijaya,Widyaningsih, Tri. & Ma'ruf, A. (2017). Eksternalitas tempat pengolahan sampah terpadu (TPST) Piyungan Kabupaten Bantul Daerah Istimewa Yogyakarta. Jurnal Ekonomi dan Studi Pembangunan, 18(1), 86-103.Yin, R. K. (2003). Case study research: Design and method (3rd ed). Thousand Oaks, CA: Sage. . (2014). Case study research: Design and methods. USA: Sage Publications, Inc.

This research aims to determine the implementations of Islamic economic principles in financial aspects at Siti Khodijah Muhammadiyah Sepanjang Branch Sidoarjo Hospital. Adiwarman Karim formulated five Islamic economics principles, namely Tauhid (Faith), 'Adl (Justice), Nubuwwah (Prophethood), Khilafah (Governance), and Ma'ad (Return). Using a descriptive qualitative case study as a research approach while using in-depth interviews with key informants, and Analytic Network Process (ANP) to find which principles implementations are dominant. The Study results show that Siti Khodijah Muhammadiyah Sepanjang Branch Sidoarjo Hospital has not used a full sharia-compliant financial system yet. It has distinctive accounting guidelines, incomes and capitals purely from operating profits, and having special council as sharia supervisor. From ANP analysis, the dominant aspects are Financial Allocation from 'Adl aspect, Leadership Management from Khilafah aspect, ZISWAF Management from Ma'ad aspect, Amanah from Nubuwwah aspect, and Akidah and Akhlak from Tauhid aspect.Keywords: Islamic economic principles, hospital finance, implementation, ANPREFFERENCE Amiruddin dan Abdul Aziz. (2017). Secularism in medicine from maqasid al-syariah. International Journal of Academic Research in Business and Social Sciences, 7(12), 613-623. doi:10.6007/IJARBSS/v7-i12/3643Effendi, Jaenal. (2018). Islamic insurance: a potential niche market of Indonesia. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 10(1), 207-230. doi:https://doi.org/10.15408/aiq.v10i1.5330Gapenski, Louis C. (2009). Fundamentals of Healthcare Finance. Chicago: American College of Healthcare Executives.Hasan, Zubair. (2016). Evolution of Islamic economics: definition, nature, methodology, problems and challenges. ISRA International Journal of Islamic Finance, 8(2), 9-25.Idri dan Rohaizan Baru. (2017). The principles of Islamic economics and their implementation in Indonesia. International Journal of Academic Research in Business and Social Sciences, 7(4), 331-344. doi:10.6007/IJARBSS/v7-i4/2809Karim, Adiwarman. (2015). Ekonomi mikro Islami. Jakarta: PT Raja Grafindo Pustaka.Liao, Sen-Kuei dan Kuei-Lun Chang. (2009). Measure performance of hospitals using analytic network process (ANP). International Journal Business Performance and Supply Chain Modelling, 1(2/3). 129-143. doi:10.1504/IJBPSCM.2009.030638Mahjom, Haji Alias dan Zulkifli. (2011). Critical success factors for bumiputera/muslim medical tourism providers: solution for financing needs using Islamic financing instruments. Prosiding PERKEM VI Jilid 2.Moleong, Lexy. (2017). Metodologi penelitian kualitatif. Bandung: Remaja Rosdakarya Offset.Muhamad. (2014). Manajemen keuangan syari'ah: analisis fiqh & keuangan. Yogyakarta: UPP STIM YKPN.Rahimi dkk. (2014). Indicators of hospital performance evaluation: a systematic review". International Journal of Hospital Research, 3(4), 199-208.Rahman, Zailani dan Musa. (2017). The perceived role of Islamic medical care practice in hospital: the medical doctor perspective. Journal of Islamic Marketing, 9(1), 00-00. doi:10.1108/JIMA-01-2016-0006Razak dan Abdulahi. (2016). Incorporating moral values and maqasid al-syari'ah into medical and healthcare practices. The International Medical Journal of Malaysia, 15(2), 1-2.Rozalinda. (2015). Ekonomi Islam: teori dan aplikasinya. Jakarta: Rajawali Press.Saaty dan Vargas. (2006). Decision making with the analytic network process economic, political, social and technological applications with benefits, opportunities, costs and risks. New York: Springer Science+Business Media.Shariff dan Rahman. (2016). Shari'ah compliant hospital; from concept to reality: a Malaysian experience. Bangladesh Journal of Medical Science, 15(1), 1-4.Sulistiadi dan Rahayu. (2017). Assessment of first sharia hospital certification in Indonesia facing the global competition. Batusangkar International Conference II 14-15 October 2017.Talaat, dkk. (2016). an-nur specialist hospital: islamic management practices. The International Journal of Business & Management, 4(11). 116-122.Trisnantoro, Laksono. (2015). Memahami penggunaan ilmu ekonomi dalam manajemen rumah sakit. Yogyakarta: Gadjah Mada University Press.Yin, Robert K. (2015). Studi kasus: desain & metode. Jakarta: Rajawali Press.Yuana, Nurvita Risa. (2015). Tinjauan ekonomi Islam terhadap kualitas jasa pelayanan kesehatan bagi pasien kelas III (studi kasus rumah sakit umum daerah Arifin Achmad Pekanbaru). Skripsi tidak diterbitkan. Pekanbaru: UIN Sultan Syarif Kasim Riau.

This study aims to determine how the environmental impacts arising from the beach reclamation activities in the Kenjeran Beach, Surabaya, viewed from the Islamic perspective. The method used is descriptive qualitative case study method where this research was conducted by conducting interviews, documentation and direct observation. The object of this research is the Kenjeran Beach in Surabaya, where the data were obtained based on interviews conducted with ten informants consisting of the government apparatus of the Bulak and Kenjeran Districts, traders, and the surrounding community. Based on the results of the study showed that the infrastructure development carried out caused changes in the ecosystem. The environmental impact also affects the socio-economic life of the surrounding community. Kenjeran Beach Reclamation Activity has not fully met Al-Istishlah indicators in environmental care. And in several aspects of the Islamic Maqashid indicators also have not been run optimally.Keywords: environmental impact, socio-economic change, beach reclamation, kenjeran beach, Islamic perspective.

This study aims to analyze the implementation of wage system outsourcing in PT Mahakam Kencana Intan Padi Surabaya in Islamic Perspective. Methods of research for this study used a qualitative approach with case study methods and descriptive analyzes were conducted information about wage system outsourcing in PT Mahakam Kencana Intan Padi Surabaya in depth, observed and validated data by triangulation. The results showed that implementation of oursourcing labor remuneration at PT Mahakam Kencana Intan Padi Surabaya in Islamic Perspective according based Al-Quran and Al-Hadith. The indicators used by the terms of feasibility of minimum wages and equity among workers. Insights justice in Islamic perspective is described comparative labor positions corresponding salaries earned. Payment of salaries in PT Mahakam Kencana Intan Padi accordance timelines. PT Mahakam Kencana Intan Padi is not sharia company but the results of the research conclusion is the wage system in PT Mahakam Kencana Intan Padi according Islamic perspective. REFERENCESAbdurrahman Al-Maliki. 2009. Politik Ekonomi Islam, Bogor: Al-Azhar PressBaqir Syarif Al- Qasyari. 2007.Keringat Buruh,Jakarta: Al-Huda. Hal 159Egi, Sudjana. 2002. Bayarlah Upah Sebelum Keringat Kering, Jakarta: APMI, hal 41.Ibid, Surat At-Taubah ayat 105.Ibid, Surat Yusuf ayat 72.M. A Maman. 1998. Ekonomi Islam Theori dan Praktek, Jakarta.Edisi 5. Halaman 116Muba, Wang. 2010. Tenaga Kerja Outsourcing, Artikel Diakses dari http//wangmuba.com.Pt.mahakamkencanaintanpadi.co.id. di akses 19 Juni 2014Qardhawi (al), Yusuf. Peran Nilai dan Moral dalam Perekonomian Islam. Jakarta: Robbani Press, 2001.Saeful Rahmat, Pupu. 2009. Penelitian Kualitatif,Jakarta: Equilibrium Vol.5 No. 9 Sugiarto, Rudi. 2012. Skripsi S1 jurusan Ekonomi Islam UIN Syarif Hidayatullah. Sistem Pengupahan pada PT Permata Indonesia dalam Ekonomi Islam. Jakarta. Sugiyono. (2012). Metode Penelitian Kualitatif dan R&D. Bandung: Alfabeta.Syam, Zulkhaeril. 2011. Pengupahan Karyawan Dalam Perspektif Fiqih Muamalah (Studi Kasus Pada Home Idustri, konveksi kalibata Jakarta Selatan). Jakarta.Wangsa, Sugianto dan Ming Kuang, Tan. 2011. Penelitian Kualitatif dengan studi kasus. Jakarta.Yin, Robert K. 2010. Studi Kasus: Desain dan Metode, Jakarta. PT. Raja Grafindo Persada

This research aims to determine the effect of government spending and unemployment on IHDI in Indonesia in 2010-2013. The method of analysis used in this research is regression analysis of fixed effect model (FEM) panel data. The result of t-test in this research indicates that government expenditure has a significant positive effect on IHDI and unemployment has a negative effect not significant on IHDI. In conclusion, the two variables have a significant effect on IHDI in Indonesia in 2010-2013.

This study examines the impacts of Indonesia's country risks (i.e. financial risk, political risk, and economic risk), exchange rate, oil prices, and industrial production index on the Jakarta Islamic Index (JII). This research use monthly data from January 2003 to March 2016 with a quantitative research approach that applies Johansen Cointegration Test and Vector Error Correction Model (VECM) to see the long-term impact and response of shocks on certain variables. The findings show the existence of short-term and long-term causalities between macroeconomic variables and the Jakarta Islamic index. Specifically, in the long run, financial risk, oil prices, and exchange rates have a significant positive effect on Jakarta Islamic Index, while economic risks and industrial production index have a significant negative on Jakarta Islamic Index. This finding shows that investors consider financial risks, economic risks, and exchange rates in investments. This finding also tells the government that several important macroeconomic indicators need to be considered.Keywords: Country Risk, Macroeconomic, Jakarta Islamic Index, Vector Error Correction Model, Indonesia

In business practices, micro and small businesses (SMEs) have several internal and external problems, such as difficulties in capital. These problems also occur in SMEs in Mojokerto. To solve this SME problem, several stakeholders in Mojokerto collaborated to create a Sharia Financing Program (Pusyar) on the basis of a Murabahah contract. The implementation of this program has been running for approximately five years, since the memorandum of understanding was signed by the Badan Amil Zakat Nasional Kota Mojokerto, PT. BPRS Kota Mojokerto, Dinas Koperasi Perindustrian dan Perdagangan (Diskoperindag) dan Masyarakat Ekonomi Syariah (MES) in 2013. During this time, the amount of budget allocation and realization, and the number of beneficiaries of the Pusyar program has increased, so basically the Pusyar financing program is needed by SMEs to survive the existing business competition. The renewal of this study, describes the Pusyar program model as a whole and formulates a development strategy by strengthening the roles and responsibilities of the stakeholders involved. Therefore, the aim of this study will be to examine more deeply in formulating the right development strategy of the SME empowerment program through the Pusyar financing program, so that the usefulness of this program can increase. The hope of the study result can be used as a reference for other local governments or the central government to apply this Pusyar program in the future.

In business practices, micro and small businesses (SMEs) have several internal and external problems, such as difficulties in capital. These problems also occur in SMEs in Mojokerto. To solve this SME problem, several stakeholders in Mojokerto collaborated to create a Sharia Financing Program (Pusyar) on the basis of a Murabahah contract. The implementation of this program has been running for approximately five years, since the memorandum of understanding was signed by the Badan Amil Zakat Nasional Kota Mojokerto, PT. BPRS Kota Mojokerto, Dinas Koperasi Perindustrian dan Perdagangan (Diskoperindag) dan Masyarakat Ekonomi Syariah (MES) in 2013. During this time, the amount of budget allocation and realization, and the number of beneficiaries of the Pusyar program has increased, so basically the Pusyar financing program is needed by SMEs to survive the existing business competition. The renewal of this study, describes the Pusyar program model as a whole and formulates a development strategy by strengthening the roles and responsibilities of the stakeholders involved. Therefore, the aim of this study will be to examine more deeply in formulating the right development strategy of the SME empowerment program through the Pusyar financing program, so that the usefulness of this program can increase. The hope of the study result can be used as a reference for other local governments or the central government to apply this Pusyar program in the future.

Cash waqf is one of the instruments of Islamic Economics that is being assessed his progress. This research aims to know the role of BadanWakaf Indonesia (BWI) as government of waqf institution and Tabung Wakaf Indonesia (TWI) as private waqf institution, in empowerment of (cash waqf) education, and by results of research to draw up a model empowerment of cash waqf in the field of education.The research method used was qualitative methods.Qualitative descriptive analysis is used to explain how the empowerment model cash waqf are integrated in the BWI and the TWI for the education quality empowerment. The results showed that the integration of BWI and TWI is carried out by the Division of tasks and functions, namely BWI focus more on socializing on the cash waqafand nadzirtraining, while the TWI more on empowering education for maukuf 'alaih peace both in the quantity as well as quality.

One of the most used methods by Ulamā' to find the laws and wisdoms from Quran is a tafsīr method. This paper try to find and analyze the concept from sūrah al-Tawbah: 103 - ayah with the more general content related to the concept and function of zakat – by using the tafsīr method and how the implication of zakat for the social and economic equality is. The method used in this paper is a qualitative method by using content analysis that combines tafsīr bi al-ra'yi with tafsīr bi al-ma'thūr. By using economic interpretation, the result shows that zakat should be an obligatory system and its management must be done centrally by the government. In this case Baznas can be a representation of the government to perform the task. The study also found that there are two implications of the zakat mentioned in sūrah al-Tawbah: 103. First, التطهير (purification) through which zakat is able to provide social implications of tranquility, security, and harmony. Secondly, التزكية (holy, blooming, blessing and praise) through which zakat has economic implications both in micro aspects (increase in quantity in the economic curve) and macro (increased investment and depletion of poverty and unemployment).

Investment is one of the funding needed by all countries to develop manufacturing and the economy. This study aims to examine the factors affecting the foreign direct investment flow among OIC countries. In order to achieve the goal, the authors use quantitative research methods using a regression test of data panels on the secondary data that has been collected. Panel data for the period 2012-2018 are used. The results showed that inflation and political stability have a significant and positive impact on FDI's entry. Meanwhile, corruption variables have a negative not significant effect on FDI and economic growth variables have a positive effect but not significant in FDI's entry in OIC Country. This research examines simultaneously the factors that determine FDI flow in OIC Country. This Paper provides value for policymakers in OIC Country recognized the need for outside capital as one of fund for the public. As well as consider the investor takes the decision in investing his funds especially in Asian countries member of Islamic Cooperation (OIC).